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Car Loan & Auto Financing | Chattanooga, TN


BMW of Chattanooga is committed to giving our customers the ability to enjoy the most comprehensive coverage available.  It is with this purpose in mind that we offer the following additional protection programs for your vehicle.


Should you have any questions regarding the following programs, please do not hesitate to contact our Financial Services Department at (800) 738-6409.

Leslie Williams
Finance Director
1-800-738-6409
 leslie.williams@bmwofchattanooga.com
          Daniel Bellemare
          Dealer Operator
          1-800-738-6409
 daniel.bellemare@bmwofchattanooga.com


New Vehicle Warranty

Every new BMW vehicle comes with the BMW 4 year/50,000 miles New Vehicle Limited Warranty and a 12-year/unlimited mileage warranty against rust and corrosion perforation.  Original owners can also extend their contracts.  If you're the original owner of your BMW, you can extend your service contract for up to 6 years or 100,000 miles for coverage of mechanical breakdowns.


If your BMW requires service that is covered under warranty, simply schedule an appointment with an authorized BMW center where a  specially trained, BMW certified technician will make the repairs using original BMW parts.  This will guarantee that your vehicle will be repaired to meet our specifications and you can be confident that your BMW will be just as thrilling to drive after a repair, as it was before.


Certified Pre-Owned BMW Warranty
The Certified Pre-Owned BMW Warranty protects you against defects in materials or workmanship for a wide range of vehicle components.  The Warranty is administered by BMW of North America, LLC, ensuring that covered repairs are performed by BMW-trained technicians using only genuine BMW replacement parts.  And, since this is a BMW-backed program, you won't have to wait for a third-party adjuster to decide whether your repair is covered, your BMW center can make the decision right on the spot.


Although the Certified Pre-Owned BMW Limited Warranty is extremely comprehensive, it is not an extension of the original 4-year/50,000 mile New BMW Vehicle Limited Warranty.  The Certified Pre-Owned BMW Limited Warranty takes over when the BMW New Vehicle Limited Warranty expires, and the coverage it provides is somewhat different from the new car warranty.


BMW Roadside Assistance
Care for the BMW Driver. BMW is dedicated to providing you with the most enjoyable and rewarding dealership experience possible, and that is why we have developed a program that provides you with outstanding travel protection 24 hours a day, 365 days a year. The BMW Roadside Assistance Program is designed to ensure your peace of mind while on the road. It is available in all 50 states plus Canada and Puerto Rico, at no additional cost to you. Even if someone else is driving your BMW, you're covered. To receive covered assistance in the event of a breakdown, you must simply contact BMW Roadside Assistance directly.

Coverage: New BMW's - 4 years/unlimited miles from the original in-service date. Certified Pre-Owned BMWs - 6 years/unlimited miles from the original in-service date.

Full details on BMW Roadside Assistance are provided in the Service and Warranty Booklet, which all purchasers of new BMW automobiles receive from BMW of North America, LLC after taking delivery. The toll-free Roadside Assistance number is: 800-332-4BMW (800-332-4269)


BMW Assist TM Safety & Convenience Services
Life is full of the unexpected. To enhance your BMW driving experience, the BMW Assist system offers safety, security and convenience services at the touch of a button. Using advanced technology, BMW Assist connects you with a trained response specialist to help you with almost everything, from an emergency situation to directions and traffic information. The BMW Assist system includes Bluetooth
®
hands-free calling capability with speech recognition. For 2007 and later models, the BMW Assist Safety Plan is available as part of Ultimate Service at no cost for 4 years from your BMW's in-service date.

BMW Ultimate Service
Only BMW offers a comprehensive suite of premium vehicle maintenance services for absolutely no cost: buy a BMW now and pay no maintenance costs for 4 years or 50,000 miles, whichever comes first. Featuring the following services, BMW Ultimate Service lives up to its name:

      • BMW Maintenance Program: One of the most comprehensive maintenance programs in its class covering all factory-recommended maintenance, oil service and fluid service, as well as items that need replacement due to normal wear and tear - such as brake pads, brake rotors and wiper blade inserts.
      • Four years of the BMW Assist Safety Plan TM : Many 2007 and later models include a four-year, unlimited mileage subscription to the BMW Assist Safety Plan including TeleService, an exclusive BMW benefit which allows your vehicle to contact your BMW center directly when it needs service or maintenance.
      • Unlimited-Mileage Roadside Assistance: Receive Roadside Assistance 24 hours a day, 365 days a year for the first four years of ownership, without any mileage limitation.
      • New Vehicle Limited Warranty: Your warranty covers defects in materials or workmanship for the first four years or 50,000 miles, whichever comes first, so you can rest assured your BMW will perform as expected.

No other premium automaker provides such comprehensive benefits for absolutely no cost. So while other car owners will incur from several hundred to over one thousand dollars of maintenance or repair costs during the first 4 years they own their vehicles, you pay nothing for the first 4 years or 50,000 miles.

After all, and Ultimate Driving Machine® - and its driver - deserve nothing less than BMW Ultimate Service.

Check out our online Finance FAQ section for important information regarding car lease and loan characteristics.

You can use our online form below to get a safe, quick and accurate response on financing your next vehicle.

Chattanooga Car Loans, BMW Leases

The Finance Department at BMW of Chattanooga is here to help get you a great deal on a new or used car loan in Chattanooga or BMW lease.

BMW of Chattanooga's finance team is ready to create the financing plan that works best for you. Save money, time, and frustration by working with the finance specialists at our Chattanooga area dealership.

BMW of Chattanooga's auto finance experts work with various financial institutions to get you a great deal on a car loan for a BMW. Our dealership is here to make purchasing an automobile a simple and pleasurable experience. Be sure to view our current  finance specials to save even more! Use our online finance application to apply for financing right now.

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Contact Information

Contact Information

BMW of Chattanooga

6806 E. Brainerd Road

Chattanooga, TN 37421
sales Contact Us:
800-738-6409

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.